Debt Validation and Dispute Handling in Debt Collection: What you need to know

Approximately 40% of debt collection complaints received by the CFPB involve allegations that debt collectors are attempting to recover from the wrong consumer or in the wrong amount. The CFPB attributes this problem to two primary root causes:

http://blog.cbecompanies.com/2016/09/21/debt-validation-and-dispute-handling-in-debt-collection-what-you-need-to-know/